Courtesy Pay+

A Simple, Hassle-Free Way to Opt Into Overdraft Protection

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Unexpected overdrafts can be frustrating for members, leading to hefty fees and negative banking experiences.

While courtesy pay programs offer a safety net, traditional opt-in processes often require in-person visits, adding unnecessary delays and frustration.

Courtesy Pay+ removes these barriers by allowing members to opt in to overdraft protection online—anytime, from any device.

Fully integrated with your online banking platform, this solution streamlines authorization, ensuring faster resolution for members and reduced workload for your staff.

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Benefits of Courtesy Pay+

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Benefits of Courtesy Pay+

  • Increase member satisfaction by providing immediate overdraft protection.
  • Reduce branch visits and phone calls with a fast, self-service opt-in process.
  • Improve operational efficiency by automating the authorization process.
  • Enhance member trust by offering a safety net for unexpected expenses.
  • Provide 24/7 accessibility through seamless online banking integration.

Key Features

Seamless Online Banking

Easy Online Opt-In

Members can enroll in courtesy pay within minutes.

eSignature-Enabled

Staff-Assisted Enrollment

Employees can complete the opt-in process on behalf of members.

Instant Loan Funding

Seamless Core Integration

Updates member accounts instantly within your system.

Core System Integration

Mobile & Desktop Accessibility

Members can opt in from anywhere, anytime.

Ideal

Always Available

No waiting for business hours; opt-in is accessible even on weekends and holidays.

Offer Members Peace of Mind with a Fully Digital Opt-In Process

With Courtesy Pay+, your credit union can eliminate unnecessary obstacles, provide instant overdraft protection, and reduce member frustration—all while enhancing operational efficiency.

Schedule a Demo Today to see how Courtesy Pay+ can simplify overdraft authorization and improve the member experience.

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