Blog
Stay up-to-date with the latest developments in credit unions and how they can impact your financial future.
Seamless Overdraft Protection: Simplify Member Experience with Online Courtesy Pay+
Handling finances can sometimes lead to unexpected overdrafts, causing frustration and financial stress for credit union members. IMS Integration’s Online Courtesy Pay+ solution offers a straightforward, user-friendly approach to overdraft protection, providing peace of mind and improving the overall member experience.
Streamlining Financial Operations: The Power of Accessible Trial Balance Reports
Accuracy and efficiency are the lifeblood of financial operations in any credit union. However, the traditional methods of generating and managing trial balance reports often feel like navigating a labyrinth of data — time-consuming, error-prone, and simply...
Enhancing Member Security: The Benefits of the Member Info Updater
Maintaining accurate and up-to-date member information is crucial for credit unions. A member's outdated phone number or email can lead to missed communications, frustrated members, and increased vulnerability to fraud. Picture a member trying to update their...
Optimizing Member Onboarding: The Critical First Steps to Member Satisfaction
The first impression you make on your new members can set the tone for a lasting relationship. Member onboarding is a crucial phase where credit unions can showcase their commitment to providing exceptional service. An optimized onboarding process not only...
Skip-A-Pay: The Member Retention Tool Your Credit Union Needs
Credit unions are constantly seeking innovative ways to attract and retain members. While competitive rates and diverse products are important, financial flexibility has emerged as a key differentiator. This is where Skip-A-Pay, a valuable and often underutilized feature, comes into play.
Safe Travels, Secure Finances: Travel Notification for Your Members
While travel opens up a world of exciting possibilities, it also exposes individuals to a new set of risks, particularly when it comes to their finances. This is where Travel Notification can set your credit union apart from the competition.
Empowering Financial Literacy: The Vital Role of Credit Unions
Financial literacy is a critical skill often overlooked in education systems, yet essential for effective personal financial management. With only 57% of American adults considered financially literate according to a new study from Zippia, credit unions are in a unique position to address this gap, benefiting both their employees and their members.
Small Business Lending: A Strategic Growth Avenue for Credit Unions
One of the consistent challenges of credit unions across the country is how to attract new members and enhance their deposit base. Given that boomers and Gen Xers, the two generations who own about 85% of U.S. small businesses, are likely already members, small business lending offers a substantial growth opportunity for credit unions.
Green Lending: A Golden Opportunity For Credit Unions
Green lending represents a valuable opportunity that can no longer be overlooked. As an industry expert in providing tailored solutions for credit unions, IMS Integration is at the forefront of this transformation.
Embracing Gen Z: The Future Credit Union Generation
The future of financial institutions is on the brink of a massive transformation. The primary catalyst? Generation Z. This digitally native, socially conscious, and the most diverse generation in history is set to redefine the banking landscape.